Financial Independence
Latest Articles
Fat FIRE calculator: Plan your fatfire fantasy
The supersized version of Financial Independence, Retire Early requires even more money, but accounts for higher monthly expenses post-work.
Compound Interest Calculator: See How Your Money Grows Over Time
Watch your savings and investments grow with the power of compound interest. This calculator shows how your money multiplies over time based on your c...
FIRE Number Calculator: How Much Do You Need to Retire Early?
Your FIRE number is the amount of savings you need to live off investment returns indefinitely. This calculator uses the 4% rule and your annual expen...
Debt Payoff Calculator: Build Your Plan to Become Debt-Free
See exactly how long it will take to pay off your debt and how much interest you'll pay along the way. Compare payoff strategies like the avalanche an...
‘Your Money or Your Life’ book report: The book that supercharged the FIRE movement
First published in 1992, the financial independence classic brought a stylish POV to frugality culture.
Coast FIRE calculator: Figure out your coastfi number
Coast FI is an early milestone in the financial independence movement that unlocks new mid-career and lifestyle options.
The beginner's guide to FIRE (financial independence, retire early)
The FI movement has inspired millions to rethink their life goals. Here's a primer on the good, bad, and ugly of FIRE culture.
What is coast FIRE? Coast FI, explained
Coast FIRE and Coast FI refer to a wealth benchmark in financial independence culture. Here's what they are and how they work.
Barista FIRE: For many, a better lifestyle design target
Barista FI is a wealth benchmark in which you can downshift in your career, but are not yet fully retired. Here's how it works.
Lean FIRE: The fast track to early retirement – if you can stomach a small budget
Lean FIRE is a slimmed-down version of “financial independence, retire early” that leverages tight budgets for time freedom. Here's how it works.
Fat FIRE: A wealth-building mentality that leaves frugality at the door
The Venti version of “financial independence, retire early” is for people who want big cash flow when they stop working. Here's how it works.
The Roth conversion ladder: How to avoid steep taxes when retiring early
A Roth conversion ladder helps you ensure you avoid tax penalties when you partially or fully retire. Here's how it works and what to do now.
The mega backdoor roth IRA: Dramatic name, equally dramatic gains. how it works
If you're making good money, this retirement strategy lets you make big contributions to an employer-sponsored retirement plan. Here's how the mega ba...
Henrys (high earners not rich yet): Financially blessed, but also stressed. what to know
HENRYs are a specific subset of consumers who make a healthy income, but also still in the trenches of their wealth-building journey.
Personal savings rate (PSAVERT): Why it leads to better, more sustainable Money goals
Your personal saving rate determines how quickly you can build wealth based on your current resources. Here's how to calculate it.
Move to portugal? don’t mind if i do. how a golden visa works
A golden visa lets you purchase residency or even citizenship in another country. Here's how it works and which countries participate.
7 writing side hustle ideas to make extra Money in 2024 (and any other time, too)
A side hustle can help you close the gap in your money or savings goals. Here's a roundup of popular options and approaches to consider.
Financial Freedom: A Low-Hype Introduction to Financial Independence (FI) Culture
Financial independence is sexy and alluring. But is it still achievable in our current economy?
Savings Goal Calculator: How Much Do You Need to Save Each Month?
Whether you're saving for a home down payment, dream vacation, or emergency fund, this calculator shows exactly how much to set aside each month — and...
Amortization Calculator: See Your Full Loan Payment Schedule
Use this free amortization calculator to find your monthly payment on any fixed-rate loan — mortgage, auto, student, or personal — and see exactly how...
50/30/20 Budget Calculator: Instantly Divide Your Income the Smart Way
Use this free 50/30/20 budget calculator to split your monthly take-home pay into needs, wants, and savings — the simple budgeting framework recommend...